Page 1 of 1
Posted: Sun Nov 20, 2011 6:56 pm
by kel-23
Hi all
Just want to shout from rooftops i have 12 days to go until last payment comes out the bank [:D]
i somewhat dont know how to feel its all a bit surreel if im honest as i have been doing this for 5 years now!
just awaiting my annual review to be finalised they had this nearly 4 weeks ago and still not heard anything is this common?? its with GT and never had a problem with them in all honesty and then send in my 2 final payslips i am 100% done Hopefully [:D]
Posted: Sun Nov 20, 2011 7:00 pm
by luluj
Brilliant .... So close .... Not long to go and you will have the pleasure of cancelling the direct debit ! Have you thought what you are going to do with the money each month ?
Posted: Sun Nov 20, 2011 7:02 pm
by Shining
Great feeling, hope your debt free future is a very rosy one. x
Posted: Sun Nov 20, 2011 7:04 pm
by Rosepetal
how wonderful!!![:)]
Posted: Sun Nov 20, 2011 7:07 pm
by kel-23
well the first payment i dont have to make is buying my xmas presernts for the last 5 years i havent been able to spoil anyone and esp the last 3 years with my bf so this year hes getting something special
then i think after that its going in the bank i havemt had the money for 5 years so im not missing it! i want to do my driving lesons buy a car in cash and evenrtually buy a house togeher with my other half so thats the plan! oh and a baby lol i am 32 now and still younng and now with no debt wahooo and a very sensible bf who only has a mortgage and nothing else so future all rosey
Posted: Sun Nov 20, 2011 7:11 pm
by Shining
You have a great plan there. xx
Posted: Sun Nov 20, 2011 7:13 pm
by Foggy
Well done ... and best of luck for the future :0)
Posted: Sun Nov 20, 2011 7:13 pm
by luluj
your plan sounds a good one .... We too have saved our IVA payment each month since it ended (all bar two months when we moved) ... So nice to have a comfort zone with a few quid stashed away !
Posted: Sun Nov 20, 2011 7:16 pm
by kel-23
itsbeen a long time coming and if im honest i never thought id get here i remember the beginnign of year saying 12 payments to go and now its there its like whoh quite surreal feeling
i must admit im glad i did it when i did because of how the country is now recessin jobs etc i dont think if i had to do it now id manage at all especially when i read posts by others struggling and there only just a few months in i guess i was one of lucky ones lived in shared home with my best friend no kids etc so i adjusted quite well:(
Posted: Sun Nov 20, 2011 8:54 pm
by Rosepetal
you've earned a happy future,enjoy x
Posted: Sun Nov 20, 2011 10:30 pm
by plasticdaft
Well done and enjoy making the plans as much as you will living them out!!
Paul
Posted: Sun Nov 20, 2011 10:37 pm
by Firefox
Wonderful news! Enjoy Christmas... stay frugal....
best wishes FIREFOX[:)]
Posted: Mon Nov 21, 2011 11:00 am
by Grant Thornton
Hi Kel-23,
Thank you for your post above and please do not be concerned that you have not yet heard from our Income and Expenditure Team yet.
If you would like to contact me at
ivacustomerservices@uk.gt.com and put IVA Forum in the subject line of the email I will speak to our review team on your behalf. Alternatively, please do not hesitate to contact us on 0844 855 2166.
Many congratulations on making it this far!
Regards
Karol
Posted: Tue Nov 22, 2011 8:01 am
by jaspersgirl2
Great news!! I've only got 98 days left in my IVA. We're going to have such a fab party when the last payment goes out on 28th Feb. I've booked a week off so I've got a while to recover from partying. Enjoy your new debt free future. I couldn't have done this without help from my family and a few friends that I confided in.