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Posted: Fri Nov 25, 2011 8:06 pm
by lorraine79
my last iva payment is due next week. is there anything i need to do once i have made last payment.
cant wait is been a long 5 years.
thanks
Posted: Fri Nov 25, 2011 8:09 pm
by Broke of London
Congratulations!!! I'm not in that lovely position yet but give your advisor a call to check you can cancel your payments and then celebrate! There may be a final review but it should be a formality x
Posted: Fri Nov 25, 2011 8:16 pm
by lorraine79
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Broke of London
Congratulations!!! I'm not in that lovely position yet but give your advisor a call to check you can cancel your payments and then celebrate! There may be a final review but it should be a formality x
thanks ive just had my final review, got a letter this morning to say everything is up to date .
Posted: Fri Nov 25, 2011 8:17 pm
by kazzafunk
Congrats Lorraine! I can only imagine what that feels like!!
Posted: Fri Nov 25, 2011 8:24 pm
by Broke of London
Amazing!! Just check you can stop making payments and find out if there are any other bits of admin and then you are home free!!! x
Posted: Fri Nov 25, 2011 8:30 pm
by lorraine79
just wondering if i need to contact my creditors to inform them of completion or if is done automatically. x
Posted: Fri Nov 25, 2011 8:37 pm
by kazzafunk
It's done by your IP Lorraine.
Posted: Fri Nov 25, 2011 8:41 pm
by kallis3
Congratulations from me as well. Once you get that completion letter you can start tidying up your credit files.
Posted: Fri Nov 25, 2011 9:35 pm
by janez
congrats to you,well done, wish it was me!!!!!
Posted: Sat Nov 26, 2011 4:07 am
by webspark
Woohoo Lorraine [:)], Congratulations !!
You've nearly reached the end and come out the other side debt free !!
Have a wonderful future and a GREAT big treat (LOL) when you receive your notice of completion letter.
Take care.
Posted: Sat Nov 26, 2011 7:07 am
by luluj
wait for your completion certificate and then consider sending copies to each of your creditors and the credit agencies so that any defaults put on your records AFTER the IVA started can be removed, and your files marked as satisfied.
Posted: Sat Nov 26, 2011 7:12 am
by kallis3
You'll need to check all three agencies, Experian, Equifax and Call Credit.
Posted: Sun Nov 27, 2011 8:40 pm
by lorraine79
thanks everybody for all the advice.and thanks to Grant Thornton for seeing me through to the end of my iva.
Lorraine
x
Posted: Mon Nov 28, 2011 7:31 am
by KAYKAY
Congratulations..... and what a time to be free from debt and IVA payments. Hope you have a wonderful Christmas, knowing that the new year will also bring a debt free fresh start. This is our first Christmas out of our IVA, and it is such a wonderful feeling knowing that we can buy gifts this year without panicking. It's amazing how you consider every purchase though, and sometimes resent having to pay out the money.... lessons learned definately.
Posted: Mon Nov 28, 2011 7:34 am
by Ivaniva
Congratulations.
My last payment goes out on Thursday and I just can't stop smiling.
After five long years it's a great feeling.