www.iva.co.uk

Hi

My former housemate, with whom I am still good friends, accidentally opened a letter for me that went to her house, as the name and address had dropped below the window, and it was an angry letter from wageday advance threatening to send collectors round and all the other hot wind, as they do, but she freaked out and demands that I 'dissasociate myself' from her address. I explained that as people, we are not financially linked, as we hold no joint financial products, but she seems to think that letters like this going toner house are going to affect her. Is address disassociation possible? If it is I would like to do it, if only to save a friendship!

Hi Lee - oops, not what you want to happen!

I don't believe there is an address disassociation but you could change your address to the correct one with Wageday, or put mail redirect on yur friend's address. You can put a notice of disassociation on the credit agencies to disassociate you from your friend.

Maybe someone from Royal Mail could help.

I would if you can afford it fill in a redirection so no further mail goes to your friends house and you can then inform them of your new address as they arrive.

Mail redirection or going to creditors direct are both good options. I changed all the addresses on my financial stuff before starting the iva so it didn't impact on my mum at all. I'd moved out three years previously so it was about time anyway!! x

There won't be an address disassociation but you can tell her that her credit rating is safe as you have no joint debts. My daughter has successfully managed to get credit even though her parents are in an IVA and she still has our house down as her address.