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Posted: Tue Dec 06, 2011 11:17 am
by Roma
Hi!!!
So far everything is good. I have q: Are car need be fixed and are fridge break. We know that we can buy this in one month, so if its possible to borrow money from my brother? Thost to fix car and buy fridge? And send him money back after 2-4 weeks or we can't borrow from him?
Posted: Tue Dec 06, 2011 11:21 am
by Tina Shortland
Hi Roma - thats all you need at this time of year! You can borrow money from your brother but how will you pay him back if you have no disposable income? You could ask your IP for a payment break and add the month or two on at the end - that way you owe nothing more than your IVA.
Regards,
Posted: Tue Dec 06, 2011 11:25 am
by Roma
Hi!
Thank You for responde.
The only problem is that i have kids so i need fridge and we need car for work. I will have money to pay him back, thost i dont have this money today. That will by savings from this month...
Posted: Tue Dec 06, 2011 11:26 am
by Roma
I make 3 payment and i don't whont make them angry at my
I will by ok whit pay back to my brother...
Posted: Tue Dec 06, 2011 11:31 am
by Tina Shortland
Hi Roma - you should never worry about making your IP angry - they are there to support you no matter what the circumstances. If you have managed to put some aside from your budget with furgal spending then this is ok to pay back your brother but if it is additional funds that should be in the IVa you would not be able to.
There are some great fridge offers on freecycle (no cost apart from avelling to collect) and the temperatures at the moment would be sure to keep things cold in a crate in the meantime. Hope you get it sorted soon
Posted: Tue Dec 06, 2011 11:35 am
by Roma
Hi!
The money to pay back are savings from last month and from this month. Nothing extra.
I Was on gummtree looking for a fridge
Posted: Tue Dec 06, 2011 12:02 pm
by plasticdaft
Good luck getting things sorted Roma. Wifes car is in garage on thrusday to sort out loud squeaky screech,and dog at vets today for an operation!!
Bang goes xmas,but I dont mind that if dog is ok!!
Paul
Posted: Tue Dec 06, 2011 1:00 pm
by Roma
Hi!
Plasticdaft I can see that you feel christmas too
Posted: Tue Dec 06, 2011 1:09 pm
by Tina Shortland
Hope your dog will be ok Paul
Posted: Tue Dec 06, 2011 3:03 pm
by footiemad
Yes, fingers crossed Paul x
Posted: Tue Dec 06, 2011 4:14 pm
by kallis3
Hope your dog is ok Paul. What is the op for?
Posted: Tue Dec 06, 2011 7:21 pm
by Gareth.hs
Good luck with the car and fridge Roma - we had similar problems, with kitchen items and had to replace this year, got them off ebay (cheap) and freeserve.
Our dog also gave us her vet bill, bless her - dont ask how much!!
Posted: Tue Dec 06, 2011 7:40 pm
by Broke of London
These things always happen at Christmas! Good luck all x
Posted: Mon Jan 30, 2012 12:52 pm
by Roma
Hi!!!
So i buy fridge - comet auctions
And we fix a car! I pay back money to my brother so everything is ok. But i can get in touch with my IVA company. I send couple emails and I didn't get any phone calls or emails since begine of december. Should i start worry?
Posted: Mon Jan 30, 2012 1:04 pm
by kallis3
Excellent news Roma - glad you have everything sorted. Did the emails need a response? I'd try sending one directly to your IP via this link:
http://www.insolvencydirect.bis.gov.uk/fip1/