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Posted: Tue Dec 20, 2011 6:49 pm
by kel-23
Hi all
well on the 1st of this month i made my last iva payment (wahoooo) checked my online banking and the DD has been cancelled i get paid this friday just in time for xmas and i cant wait to treat my family and my bf to some lovely presents that i havnt been able to over the last 5 years
just want to say a big thank you to everyone on here and now have a long wait for completion as GT say it takes 3 -6 mths to get certificte to which i dont understand this when i have seen people on here write that they have had theres after a month of last payment.... oh well such is life i just cant wait for payday and knowing all that money is now mine and i dont owe anything to anyone [:D]
Posted: Tue Dec 20, 2011 6:55 pm
by footiemad
Well done Kel - thats wonderful. Have a happy christmas and the rest of your new, debt free life x
Posted: Tue Dec 20, 2011 7:01 pm
by kallis3
Congratulations kel.
Posted: Tue Dec 20, 2011 7:06 pm
by nepensioner
What a wonderful Christmas for you, don't forget to treat yourself too[:)]
Posted: Tue Dec 20, 2011 7:16 pm
by plasticdaft
Remember you can keep pestering your IVA firm for your certificate!!!
Paul
Posted: Tue Dec 20, 2011 7:26 pm
by Julie
Congratulations kel, what a great Christmas present [:)]
I agree with Paul, pester your IP - I don't understand why it can take that long for the certificate to come through.
xx
Posted: Tue Dec 20, 2011 7:35 pm
by herbekj
Congratulations and as one of the recent posters who got there cert in about 3 weeks after final payment don't let them get away with it. Phone call every week.
If they can't justify the hold up escalate it.
That's my view as if you get any sort of windfall you could lose it and that's unfair after completing the full payments.
Posted: Tue Dec 20, 2011 7:37 pm
by kel-23
was u with grant thornton??
Posted: Tue Dec 20, 2011 8:18 pm
by Shining
Nice one and just in time for Christmas, enjoy your debt free futre! x
Posted: Tue Dec 20, 2011 9:30 pm
by herbekj
No, I was with another IP company but I really failto see why some can do it weeks and other must take months +
Posted: Wed Dec 21, 2011 8:10 am
by Grant Thornton
Kel
Well done on reaching the end of your IVA, a hugh acheivement and you should be very proud.
Have a wonderful Christmas with your family and be assured that GT will issue the completion certificate as soon as possible.
Kind Regards
Karol
Posted: Wed Dec 21, 2011 9:51 am
by littlefi
Fantastic news, just in time for Christmas too, fabulous!
Posted: Wed Dec 21, 2011 10:29 am
by artemischild
Awesome news Kel, you can start the new year knwing its all over!! What a great xmas present!!
best of lucj for your debt free future!
Arty
Posted: Wed Dec 21, 2011 10:55 am
by oscar
Hope you and your family have a very Merry Xmas Kel.
Oscar
x
Posted: Wed Dec 21, 2011 1:31 pm
by RRones
Well done. Its seems like i will be in mine for ages but there is light at the end of the tunnel. Just need to keep my head down and plod through it
Well done have a nice xmas