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Posted: Thu Dec 22, 2011 8:14 pm
by dunkynuts
Going through the process of applying for a IVA just want to say thanks to all of you for being so supportive,this forum really is a lifesaver.I hope a year or so down the line I can be such support to a Newbie x

Posted: Thu Dec 22, 2011 8:16 pm
by plasticdaft
Thats exactly what the place is for,being supportive and right now you need supporting,give it a while and you will paying the site back by helping others out!!

You wont be a newbie for long!!!

Paul

Posted: Thu Dec 22, 2011 8:19 pm
by dunkynuts
Thanks Paul :)

Posted: Thu Dec 22, 2011 8:35 pm
by Shining
Hi, so glad you're finding the forum supportive, that's out aim, help and support at all times without being judgemental.

You'll be helping people before you know it as your journey will help someone else. Why not start a blog to track your journey, it's therapeutic to say the least and when you look back it surprises you how far you've come. x

Posted: Thu Dec 22, 2011 9:23 pm
by kazzafunk
That's the great thing about the forum - from the minute you make your 1st post, you are already helping others, who may be in the same boat.

It has been a lifesaver for me and I intend to stick around and help as many people as I can.

Posted: Thu Dec 22, 2011 9:58 pm
by MelanieGiles
I am pleased to say that I have made some brilliant friends on the forum, and am glad that you are being helped and supportedn along your journey. This truly is a brilliant medium.

Posted: Thu Dec 22, 2011 10:01 pm
by kallis3
I agree Mel - I count you and a lot of others on here as very good friends. In one way I'm glad I've got the IVA otherwise I'd never have met you all!!

Posted: Thu Dec 22, 2011 10:18 pm
by Julie
Totally agree Jan, without debt, wouldn't have found the forum and met everyone.. Even if some I will never meet.

Everyone has different stories, opinions and experiences, so it's a lively place too[:)]

Posted: Thu Dec 22, 2011 10:23 pm
by Shining
We've all made a new circle of friends and have a get together once or twice a year so least something good has come out of it x

Posted: Thu Dec 22, 2011 10:23 pm
by Foggy
Apart from new friends the IVA has given me a not only a new appreciation ( an appreciation lost a generation ago) of money and it's value, but the realisation that money (or lots of it) isn't a pre-requisite for a happy life.

Posted: Thu Dec 22, 2011 10:28 pm
by Julie
I have only managed to get to 1 get together, it was great. I also met Mel and some of her team 3 years ago ... Doesn't time fly??

Posted: Thu Dec 22, 2011 10:34 pm
by kallis3
It certainly does!!! I didn't think it was three years!!!

Posted: Thu Dec 22, 2011 10:39 pm
by lem
This forum really is a godsend, everyone is so thoughtful and non judgmental and as debt, well especially uncontrollable debt is such a taboo and noone really discusses it with their friends you tend to think you are so alone and feel isolated that just to find other normal people like you going through the same thing makes you feel everything isn't quite so bad after all

Posted: Fri Dec 23, 2011 7:32 am
by shopaholic
Very true. I have never discussed our situation with my family and I have just 1 friend I have confided in. Defo a stigma attached to debt problems. It's reassuring to know we are not alone x

Posted: Fri Dec 23, 2011 9:16 pm
by chas.m
All my family and so called freinds know about me being in an iva. I do not feal ashamed i feel very proud in some strange way, i have admitted i have a problem i am dealing with it by getting as much back as i can to get myself debt free. Never again will i have debt and i hope my son aged 15 has learnt a lot from his mom and dads mistake. I have been in iva for four months now and i can sleep at night and not worry bout the post anymore.