Posted: Thu Jan 12, 2012 8:24 pm
Ive 5 months left on my IVA payning £360 a month £60 of which covers arrears occured during short time and redundancy.Every thing was going to plan until July when at the age of 42 I suffered a stroke its taken 5 months to get to the stage were im allowed to be phrased back to work During the last few months my family who had know idea that i was in an IVA have been helping with the monthly payments each month Its been a terrible 6 months My family are in a position to offer a FFS but i finding it very hard to contact my from my supervisor and her colleague keep saying they will email back but its very slow happening XMAS has been a struggle and its really a case of living on beans on toast the stress of having to rely on family and not yet being able to work full time is not helping with my recovery Is it worth offering a FFS or should i take it month by month as i heard it can take ages to get one proposed [?]and IP is becoming harder to get hold of Thanks in advance