www.iva.co.uk

Tried a few agents to value our property but it seems they are getting wise about giving out free valuations, unless I sign up with them to sell and really put the property on the market it's not free. Any advice

No idea I'm afraid. I had no problem just before Christmas. Perhaps it depends on the agents.

i think your IP can arrange a drive by valuation - have you posted on that before kallis?

May have done but not all Ip's will do that as far as I know.

If you cant get a valuation done for free,then contact your IP who may be able to arrange something.

Paul

Some IP's will fund a valuation as an expense from the IVA pot -- after all the creditors want it, they should fund it.

Payplan send out a local estate agent to value the house at the start of the IVA and when you need to remortgage.

At least they did.........

I can only speak from my experience, but i just searched our local paper for an estate agent offering free valuations, there were quite a few.
I told them there was a vacancy at work in another area and was looking for a valuation to see if it was worth moving.
Had a visit within a few days, gave me a valuation there and then and backed it up in writing in the post.
I rang them 2 weeks later to say the job had fallen through.
A little white lie but nobody got hurt.

Like it OT !

Well, if an ip can apply for a ppi refund we never asked for, we can make up a pretend job


Oooh controversial there !!!!

Reminds me of a song? "singing ip ip ppi"

I'll get my coat.

I did the same with mine OT and had no problems with getting a free valuation and got it in writing.

I did the same with mine OT and had no problems with getting a free valuation and got it in writing.

I had the same problem a few weeks ago all the local agents wanted a contract signing before they would value my home. I contacted my IP who sorted out a valuation for me.

Seems to be a common problem at the moment, i did this a few months ago, the estate agent quoted me £100 for a written valuation but would be free for a verbal one! Fortunately for me there was a house 4 doors down which was the exact replica of mine up for sale, so i phoned DFD to explain that i was having problems with getting a written valuation because of the cost involved, i was then informed that this didn't matter now as they would look at online valuations ie Zooopla etc and if necessary do a valuation out of the IVA pot as mentioned by Foggy, however i was asked to send in any evidence of property values in my area which thankfully i was able to do and i also found a website that did an overview of what had and is happening to house values in my borough. It must have been sufficient as i was told no equity and to meet my agreed percentage i had to make a payment of 750 over two months and IVA then completed. Word of advice though, get your house details correct on Zoopla as they did overestimate my value by a good few thousand pounds until i put the actual details of my home in.

Orchid - bit early to congratulate you in completing - but well done on this - hope you can complete the IVA now without any other issues.