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Posted: Mon Feb 13, 2012 11:04 pm
by Lisa.70
Can i take out an IVA with disposable income of £100 per month owing £22,000? I have been told by payplan i can
Posted: Mon Feb 13, 2012 11:26 pm
by kazzafunk
Hi Lisa - welcome.
Some companies do take clients on who can only afford £100 pcm.
It's really down to affordability. If you can only afford £100 pcm, and the proposal confirms this then creditors will accept it.
Fire away with any other questions you may have.
Posted: Tue Feb 14, 2012 1:07 am
by MelanieGiles
If Payplan say that they will act for you on this basis then this is a good place to start. Another good company to call is ClearDebt who have a good reputation for proposing and getting IVAs accepted at a lower level of disposable income.
Posted: Tue Feb 14, 2012 9:17 am
by kallis3
Welcome from me as well Lisa.
Go for it - if Payplan say they can do it then you should be ok.
As Mel says, Cleardebt are another firm who take on low payment IVAs.