www.iva.co.uk

its my first call with her and i believe we will be talking through the proposal. Not sure how i will feel after the call but at the moment i feel like everything is up in the air and a bit 'messy'. I just want everything sorted now. Wish me luck Xxx

good luck its not as bad as you think it will be. all i did was panick and worry right up until yesterday when mine was approved !! your ip will go through everything with you. write down any questions you have so you dont forget them at the time
x

good luck im sure you will be fine like ditzy says its not as bad as you think.

It will be fine, they understand exactly how you feel and will go.through everything with you.

I've got my phone meeting with IP today also to go over everything before they start writing up the proposal.

good luck Jay

Good luck from me as well, it will be fine.

Use it as an opportunity to get to know your IP, you will be having a relationship of sorts with this person for the next 5-6 years so it's a good time to ask all those questions that have been swimming around your head

Good luck from me too..i'm sure it will be fine and I'm confident you'll feel totally relieved at the end of the conversation knowing you're taking steps towards being debt freeeeeeeee x

I never spoke to my IP prior to the creditors meeting, it was always a case worker.

Everything will be fine, so try not to worry. Wishing you all the best, let us know how you get on R x

How are you this morning Rich?

Hi Jan

Still in the middle of sorting things out but still very upset over what I have been through. I will email you Jan
Rich xx

Doublemummy - you will be fine - IPs are human beings just like the rest of us!!!

Let us know how you get on (and Jayc)

Keep plodding on Rich - you'll get there

Thanks Rich - it will be this afternoon when I pick it up as I'm at work.