www.iva.co.uk

Hello

Now that I have completed my IVA I thought I had better check the state of my credit reports, so I signed up and received them from Equifax and Experian and to be my surprise I am rated as Excellent - no details of any debts or any mention of my IVA - is this something I am missing?

LilMisstrouble - you may be lucky and they have removed it - or it could be hidden in the Court/public information section

Would not get to hung up on the credit score - as each lenders marks diffrently -

I too have an excellent credit rating, however my IVA is on there for a few more months (completed) & should then drop off.

I'm wondering if I should check mine, never done it but reading posts like this does make me wonder. x

Its always a good idea to check your report so you know that state of affairs and know where you stand. At least then you can do something about it when the time is right. Remember to check CallCredit too so you have all 3 records.

I'll get on to that I think, I know I'm in an IVA at present but it won't be long now before I make that last payment.