www.iva.co.uk

I am in an IVA with mcambridge duffy and I receive DLA - is this calculated as 'income' as it is exempt from every single other form of benefit calculator - DLA is to help someone and I think mine was seen as part of income and I am struggling, have asked for a review as am 5 months into IVA and also going to study at Uni in sept so need to reduce stress levels!

DLA will be counted as income as far as I am aware but, you may be able to offset this as far as the IVA is concerned.

On a different tack - you had expressed interest in coming to the FF summer do - is that still a possibility?

It should be included in the income and then shown as additional expenditure. So if you have mob rate, you should have listed additional travel costs. If care rate, shown how this is needed over and above the normal allowances in an IVA.

Mine was disregarded immediately as I have a motability car.

I have found McCambridge Duffy very helpful so if they can do anything for you they will. We do have a couple of their team who post on here (look at the ask the experts a question section) so you could contact one of them by email.

DLA has to be included as income, but there should be corresponding additional expenditure associated with your disability to set off against this, therefore giving a neutral position so far as the benefit is concerned.

Hope the above answers help.

What are you planning to study at University. x

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by kazzafunk

It should be included in the income and then shown as additional expenditure. So if you have mob rate, you should have listed additional travel costs. If care rate, shown how this is needed over and above the normal allowances in an IVA.

Mine was disregarded immediately as I have a motability car.

I have found McCambridge Duffy very helpful so if they can do anything for you they will. We do have a couple of their team who post on here (look at the ask the experts a question section) so you could contact one of them by email.

Thank you so much for your quick reply....I am always amazed by the support of this forum, getting 4 responses even though football is on and Eurovision song contest ! Thanks for tips re additional expenses to list in income review...and yes where is the get to gether and when ?

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_

Hope the above answers help.

What are you planning to study at University. x

Hi Iam off to uni to to do Occupational therapy and will get small NHS bursary and student loan but need to reduce my payments, god I might have just 'outed myself' on this forum ! by revealing my course !
I am amazed by support on this forum as its saturday night...and the eurovision song contest is on and people still care on this forum ...thanks for all responses and I will discuss with Mcambridge duffy...who are recommended as they have been great so far.

Kallis will email you Queenbee.

Oh I hope you haven't, sorry I asked, my daughter is going to Uni and I'm just being nosey. Sorry, edit your post and remove the course Queenbee.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_

Oh I hope you haven't, sorry I asked, my daughter is going to Uni and I'm just being nosey. Sorry, edit your post and remove the course Queenbee.

No probs was joking really as I am proud I got into uni with an IVA and have been doing an Access course aswell and I am well over 40 ! so I am treating my uni career as a fresh start and hopefully get a well paid job so I can pay off debts. The people on here are great and 'get' what happens when you feel down and ashamed of the debt. I am determined to turn my life around and this forum has defo made it so much easier!

You should be deservedly proud. I'm 50 and doing a degree.

I agree the forum is a great place to a be a part of.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_

You should be deservedly proud. I'm 50 and doing a degree.

I agree the forum is a great place to a be a part of.

See this forum is fab, what are you studying ? and good luck with it...prospects must improve all round. Thanks for edit tip I did edit it just in case ! Lecturers might be on here too !

I'm studying PGCE. Final year starting in September. x

Just being nosey now.... What is PGCE?

Post Graduate Certificate in Education

x