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Posted: Tue May 29, 2012 12:57 pm
by browJam
Hi All

I am 4 years into an IVA and live with my partner. We recently opened a joint bank account for some small business plans we had. It failed initially (no doubt because of my IVA) but Barclays allowed us to open a simple most basic account with just a cash card.

I am now looking through all my credit references with the 3 companies and see that I am 'linked (source barclays)' to my partner on CashCredit/Noddle.

Will this affect her credit rating in any way?

Thanks

James

Posted: Tue May 29, 2012 1:04 pm
by Michael Peoples
It possibly could impact on her but any existing credit facilities will be fine. If she does have problems it is easily explained and should be nothing more serious than the odd hassle.

Posted: Wed May 30, 2012 12:06 am
by MelanieGiles
She can always file a Notice of Disassociation with the referencing agencies assuming that you are not married.