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Posted: Fri Jun 01, 2012 8:43 pm
by sonj77
Hi all. My iva finishes in august this year! Cant quite believe we got here. Just received last review documentation. Its asked for p60 and payslips for last twelve months as usual but also for i and e. Didnt think they would ask me to fill this in again for the sake of two more payments. The review didnt mention that im finisehd soon too and just wondered if its just a standard template. Any thoughts anyone, obviously I will do as im asked as wouldnt risk anything going wrong now!
Posted: Fri Jun 01, 2012 9:00 pm
by kns
Do you have an equity release IVA?
Also have you been told by your IP when it finishes?
Posted: Sat Jun 02, 2012 12:59 am
by MelanieGiles
You should not need to complete an updated income and expenditure account if your IVA is about to conclude, but I would check that your assumption about closure dates accords with that of your IP.
Posted: Sat Jun 02, 2012 7:04 am
by Niobe
Definitely agree with Mel that you need to speak to your IP about when you actually finish just to be on the safe side.
Posted: Sat Jun 02, 2012 7:35 am
by TheMatrix
Yes seems to be standard template, I had the same in my final year I just did the I&E as I would normally do it including the IVA payment but once the final payment goes out you can do with that whatever you like.
Posted: Mon Jun 04, 2012 8:35 am
by sonj77
hi all. I have spoken to GT twice (once to make sure) and definitely concludes in August. My iva doesnt include equity release as six months was added at start in leiu of equity, which Im pleased about. I will fill in the I & E and send what they have asked for. I may ring and ask it they will do anything else after last payment, ie request last couple of payslips etc. Still cant believe Im nearly there, its been hard but worth it and I cant stress for anyone that is struggling please keep going, I never thought I would get to this point but I have and so proud that Ive done my best to pay back as much as I can.
Posted: Mon Jun 04, 2012 9:40 am
by Broke of London
Congratulations on reaching the end!!![:)] I'm well jel as they say in TOWIE [:)] xx
Posted: Mon Jun 04, 2012 10:51 am
by sonj77
hahhaa, well jel eh? Your time will come bol, its a great feeling and I cant wait to cancel that direct debit!!![:D]
Posted: Mon Jun 04, 2012 11:19 am
by Pennyless
Well done sonj77....can only dream of that day.....enjoy your debt freedom:)
Posted: Mon Jun 04, 2012 3:08 pm
by Shining
Well done on almost completion and enjoy your debt free future. x