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Posted: Wed Jun 13, 2012 4:08 pm
by Ian.rd
i completed in full my iva in june 2011 so now its been over 6 years since the start, should my credit file now reflect that by the information now be removed from my file, in other words is it automatic or have i now got to fight to get the creditors to remove it
Posted: Wed Jun 13, 2012 4:25 pm
by bartonhouse
It should have come off automatically but I sent my IVA completion certificate to the credit agencies and asked for it to be removed ... just in case!
I wrote to Experian, Call Credit and Equifax.
If you ask them for your full credit report you will be able to check.
Posted: Wed Jun 13, 2012 4:35 pm
by Niobe
The IVA should come off automatically but any defaults registered after the date of IVA acceptance will need to be removed by the creditors.
Send a copy of your completion letter to the data controllers of the creditors concerned and tell them to remove those defaults.