Page 1 of 2
Posted: Fri Jul 06, 2012 1:33 pm
by bulldog
well i have to say that it took 5 weeks to receive it from last payment (well done ip)
but i was expecting something like a real certificate something sparkley ,but no only 5 lines on a a4 paper only to say your arrangement is fully implemented after 5 1/2 yrs of scrimping and stress and that's all you get folks.
what the time limit now for the creditors to inform the all the relevant credit reference's that everything has been settled?
and how long doe's it take to come of the insovency register,is it our job to inform them?
Posted: Fri Jul 06, 2012 2:00 pm
by Michael Peoples
Congratulations and certainly a good job done by your IP.
Posted: Fri Jul 06, 2012 2:42 pm
by luluj
Well done bulldog...I know exactly how you feel and like you was slightly disappointed...I wanted to frame the certificate and look at it proudly every day ! Instead it is filed safely away and every now and then I get it out to remember what we went through - certainly makes you think twice !
Posted: Fri Jul 06, 2012 2:59 pm
by Sebastian29
Great news. Which firm were you with may I ask?
Posted: Fri Jul 06, 2012 3:15 pm
by Niobe
Congratulations bulldog!!
Posted: Fri Jul 06, 2012 3:43 pm
by orchid5
Brilliant news Bulldog and what a turn round time for a completion certificate to come, best wishes and good luck on your now debt free journey through life. xxx
Posted: Fri Jul 06, 2012 3:51 pm
by Tab
Welldone, I got an uninteresting completion certificate too lol, think it must be the norm. I got mine about 10 days ago and I checked the insolvency register today , I am no where to be seen .....hurray , just need to tidy my credit file up now !
Good luck with your credit free future.
Posted: Fri Jul 06, 2012 3:57 pm
by Niobe
It is just a letter - the main thing is that you are completely debt free and don't need to worry about your IVA anymore.
Posted: Fri Jul 06, 2012 7:16 pm
by MerlinL14
Congrats on finishing the IVA and getting your CC so quickly. Even if I get a certificate at the end of mine I would be embarrassed to frame it and put it on display. Inside I will have all the 'smugness' of knowing I admitted to being in dire straights and took steps to clear my debts. I know other 'friends' who will never admit they spend more than they earn and look down on me now as I don't socialise as much (if at all) as I used to and I don't NEED all the latest whatevers that are out there.
You should be off the register within 3 months and will have to wait until the 6th year to check to see if all your defaults have been settled, until then good luck in your future and stay smiling.
Posted: Fri Jul 06, 2012 7:20 pm
by Shining
Fab that you've received it in a timely manner too.
Posted: Fri Jul 06, 2012 11:18 pm
by johnp
Hi Bulldog and congrats for receiving your Certificate of Completion!
Can you tell us which IVA company you were with?
I bet it wasn't Grant Thornton! (Can you sense abit of frustration towards GT?)
Posted: Sat Jul 07, 2012 12:14 am
by Broke of London
Congratulations. It must feel amazing x
Posted: Sat Jul 07, 2012 8:32 am
by Muggins
Hi congratulations on completing and receiving your certificate! I too was expecting something glamorous!!! Lol! My name came off the register within a week of completing! I have checked my report on noddle and the defaults are still showing so I will inform them myself!
Posted: Sat Jul 07, 2012 10:57 am
by olympic_torch
I would like mine delivered by celebrity with a brass band playing on my front lawn.
Can't decide who I want though. Would be nice if Kelly Brook was available.
Just my luck it will be Noel flippin Edmonds.
Posted: Sat Jul 07, 2012 2:10 pm
by artemischild
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by olympic_torch
I would like mine delivered by celebrity with a brass band playing on my front lawn.
Can't decide who I want though. Would be nice if Kelly Brook was available.
Just my luck it will be Noel flippin Edmonds.
lol[:D] ive booked a ticker tape parade, several floats to pass my door and a marching band when mines delivered.....by Kerry Katona [8D](well....she is our best known home grown local celeb!!!)
arty