www.iva.co.uk

well it arrived [:D][:D]now to build my credit worth,for all you in a iva keep at it .it does end ,many thanks to D.F.D for all there help .some weeks i supprised myself at my thrifty ness.[;)]so lots of love and luck to you allxx

brilliant news!!!, all the best for your debtfree future xx

Great news and well done.
Really envious!

well done to you and DFD , hope mine will come soon too.
very best wishes for your debt free future.

Excellent news - pleased for you.

thank you all ,i could write a book make interesting reading good luck to you all,

Brilliant - well done ! Why not write a blog on the forum for others to read about your journey to debt freedom ?

well done dont look back

2 questions[8)] for you as i made my last payment to DFD in april, how long from your last payment to completion certificate arriving ? and did DFD need to hold a variation meeting to commence completion

well done, not sure how long my certificate will take but looking forward to it ( though dont expect it sometime soon ! )

We were with Dfd and got our certificate within 3 months.

Can''t advise on the full and final part of your question as ours was closed due to one early thanks to a third party helping us out.

thanks luluj

Mine also had 3rd party funds introduced. but DFD said that they couldnt close before the date the last payment was due which was Sept, despite the 3rd party funds being the exact amount of the last 5 payments due and everything being agreed by DFD in advance, with my last payment being made 13th April.

I couldnt understand why they had to wait 5 months to begin closure and they said they could only commence closure if they held a variation meeting, which they did 2 weeks ago. This made no sense to me, but i didnt have a choice, daft thing is, i may have well waited till sept, as the Variation meeting was only 7 weeks before i would have had to wait by their reconings anyway.

oh well, whats done is done & in fairness ive found DFD to be superb over the last 6 years; I cringe when i read the many posts re Grant Thorntons antics the last few weeks, their represenatative on here Karol im sure does a sterling job, but im of the opinion they are professional cowboys... again. no reference to Karol

thanks for your reply

Congrats and well done to have completed it must be an amazing feeling good luck for the future