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				Posted: Thu Aug 09, 2012 11:05 pm
				by Jason.4
				cahoot have put a default date of 12/10/2006, when the start date of the iva was 04/09/2006, obviously next month the others will be off my credit report, but this will linger another month, which is what i dont want.  How do i get them to alter it to what it should be.
			 
			
					
				
				Posted: Thu Aug 09, 2012 11:12 pm
				by Niobe
				Hi,
Write to the data controller for that firm enclosing a copy of your completion letter and tell them to remove that default although to be fair, what difference would one more month make?
			 
			
					
				
				Posted: Fri Aug 10, 2012 10:46 am
				by plasticdaft
				I think the odd month here or there isnt usually much of an issue. Jason  it could take them 2 or 3 months to change the entry anyways so not sure its worth your time and effort to get it changed.
Paul
			 
			
					
				
				Posted: Fri Aug 10, 2012 11:15 am
				by Skippy
				I agree with Niobe and Plasticdaft, one month isn't really going to make a difference at this stage.  
When you write to the data controller you must give them 28 days to correct the entry and then allow a couple of weeks for the credit file to be updated as this isn't done daily.
I would let sleeping dogs lie now.