www.iva.co.uk

Hi, I have just made my final payment to my IVA paying back a total of over 60k. What an amazing feeling to have completed it. For anyone out there that is at any stage then all i can say is keep at it. its a long and slow process but well worth reaching the final hurdle. Thank you for all of those people that helped me a long the way by answering some of my questions.

Hi, what a wonderful feeling it must be and there are many of us striving to get there. So glad the forum has been of help to you along the way. I sincerely wish you well in your debt free future, may it be a very happy one. x

Hi

Well done, you can now enjoy that disposable income yourself

Regards

What are you going to spend your first saved IVA payment on Jamie?

Congrats ...I can recall that feeling...utter relief and a complete sense of pride...well done and enjoy your debt freedom x

I am going to save it!!! lesson has been learnt and now i am going to be a horder of money! [:)]

This often happens once an IVA has concluded. People become obsessed with making sure they have enough for a rainy day, and feel guilty spending the money. Don't forget to have the occasional treat - you have earned them!

I have to say that since finishing I have been somewhat extrvagant on the kids and they have got lots of things this year that previously were unaffordable. I can pay for them in cash and still bank money in my ISA. Happy days.