www.iva.co.uk

if i go bankrupt where can i have my pay paid into and pay my direct debits

It depends on your creditors but the Barclays basic account it still BR friendly and if you can open a Co-op Cashminder account before you go BR you will be ok. Failing that there are also the Clearcash, Think Banking and Secure Trust accounts but these all have a monthly fee.

Hi Maxboo & Skippy, failing Cashminder, ive seen there is an account Natwest do that has been mentioned on the forum.

Failing that, yes the prepaid bank accounts are a viable alternative and you are guaranteed acceptance if you are 18 years of age or above... no credit check or anything is done.

So long as you do not have an overdraft on your existing account, or other debts with the same bank, you may be able to keep the old account open. If not, then the suggestions made above are sensible.