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Posted: Tue Dec 18, 2012 5:05 pm
by markiboy
Its a week left and I know that some are on here are starting off, finishing off, IVA complete, and like me waiting for their CC.
Who ever and what ever I wish you all a Very Merry Xmas and hopefully a peaceful New Year.
Remember how ever bad you may think it is??? There is a light at the end of the tunnel.
Who ever said life was easy???
Chins up and be strong for 2013!! xxx[:)]
Posted: Tue Dec 18, 2012 6:46 pm
by luluj
And to you too!
Posted: Tue Dec 18, 2012 7:19 pm
by Shining
To you too markiboy
Posted: Tue Dec 18, 2012 10:25 pm
by MelanieGiles
Have a great time with you and yours markiboy, and if you are waiting for a Completion Certificate, I sincerely hope it will be with you soon.
Posted: Tue Dec 18, 2012 10:45 pm
by wiggle1
Merry Christmas and Happy New Year to you
Posted: Wed Dec 19, 2012 7:34 am
by orchid5
A merry christmas and a happy new year to each and everyone on this forum, thank you for being the salvation of many. xxxx
Posted: Wed Dec 19, 2012 10:00 am
by Skippy
Merry Christmas and Happy New Year to everyone from me as well x
Posted: Wed Dec 19, 2012 10:08 am
by Niobe
Happy Christmas from me as well.
Posted: Wed Dec 19, 2012 3:51 pm
by lin.r
Happy Christmas from me too,and my very best wishes to all of you for the new year.XXX
Posted: Wed Dec 19, 2012 3:54 pm
by lem
A very merry christmas from me too, and I just want to say what a wonderful feeling it is knowing that all the food, drink and presents we have bought this year are with our OWN MONEY and when the thousands of people are waiting for the thud of huge credit card bills in January are groaning at the thought while they are tucking into the turkey, we can simply smile and enjoy the festivities xx
Posted: Wed Dec 19, 2012 4:00 pm
by TheArtist
Nice post lem. Best wishes to everyone on this forum.
I'm glad I found it.
TheArtist
Posted: Wed Dec 19, 2012 4:32 pm
by markiboy
Lem so true!!! Just got back from Tesco's all cash/ No credit card no worries.
Posted: Wed Dec 19, 2012 6:06 pm
by olympic_torch
Haven't posted for a while but still an avid lurker.
A happy crimble to all past, present, cert pending iva'ers.
My final milestone is due in May, 6 years will have passed and hopefully my credit report should be cleaner than a bishop's joke book.
Posted: Wed Dec 19, 2012 7:26 pm
by Fletch2204
Merry Christmas everyone xx
Posted: Wed Dec 19, 2012 9:17 pm
by footiemad
Absolutely true Lem and it's such a good feeling x