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Posted: Thu Dec 20, 2012 1:39 pm
by abbiesmum2003
We got accepted for a Natwest select account today! Girls opened a young saver account each. So can start switching DD and salarys over! Credit card statements arriving so can forward those to Mel and get this ball really rolling!!' Yay!!

Posted: Thu Dec 20, 2012 1:47 pm
by Shining
I've a Natwest account and used it without problem so I'm sure it'll be fine for you. The ball is rolling x

Posted: Thu Dec 20, 2012 1:51 pm
by Niobe
Great news, glad you got that sorted.

Posted: Thu Dec 20, 2012 2:33 pm
by Kelly O
I'm glad you have got the bank account sorted, send all the statements to us so we can keep them on file for you :-)

Posted: Thu Dec 20, 2012 2:58 pm
by harrysmummy78
Hi I am at the same stage just paid my last cc bill today - my banks are all set up dd's changed and just waiting for us both to get paid next week and then I suppose wait for the phone to start ringing very worrying time.. best of luck to you and hope all goes well we are going with Mel also.. just waiting for a call from them now feel so sick!! x

Posted: Thu Dec 20, 2012 4:03 pm
by lukeofyorkshire
Great news! I remember the relief when I got accepted for a new account a few months before entering my IVA and being able to actually have real money in my account instead of it being in an overdraft.

Posted: Thu Dec 20, 2012 4:48 pm
by baldy
Hey welcome to the world of having an IVA. Well done for sorting out your new bank accounts. At first i bet it feels strange not paying the credit card bills etc?

Regarding phone calls we changed our phone number,i just did not want to be bombarded with calls constantly telling us how much we owed!!

They still get in touch with you by post which is ok because you just then send copys of all the letters to your IP.

Harrysmummy: You will be fine, once you get everything up and running you will be glad you have done something about it.You do get some ups and downs along the way but as long you have a good budget to work with and you stick to it you will be fine.

Best of luck to you all and have a lovely Christmas.

Baldy & Family[:)]

Posted: Fri Dec 21, 2012 1:16 am
by MelanieGiles
Brilliant news - and well done to Nat West for being supportive. I wish some of the other clearing banks would follow suit.

Posted: Fri Dec 21, 2012 11:57 am
by peterh
Congrats!

I chose Natwest, just in final stages of my IVA proposal and they have been helpful.

Strange feeling being able to buy essentials and have money for the month!!

Posted: Fri Dec 21, 2012 4:17 pm
by is my life over
ive just opened my new account at tsb and said no overdraft etc and young girl was gob smacked and asked why didnt want them just said i dont and she looked at me as if got two heads lol

im going to change phone number now just read last post but cant change my mobie number as i use it for work
im not looking forward to next few weeks while i wait to see if i get it accepted

Posted: Fri Dec 21, 2012 4:22 pm
by peterh
I've told most of my creditors by email or phone that I am planning an IVA. They have been helpful which im surprised at and left me alone for now whilst in process. But your IVA company should be able to help you

Posted: Fri Dec 21, 2012 5:12 pm
by TheArtist
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by is my life over

ive just opened my new account at tsb and said no overdraft etc and young girl was gob smacked and asked why didnt want them just said i dont and she looked at me as if got two heads lol

im going to change phone number now just read last post but cant change my mobie number as i use it for work
im not looking forward to next few weeks while i wait to see if i get it accepted
IMLO, IPs are generally astute and usually confident in putting forward proposals. They would not submit one knowing it would not be accepted. Try not to worry too much

Posted: Fri Dec 21, 2012 8:46 pm
by wiggle1
Sounds like you're already rolling abbiesmum. Good luck. Have a great Christmas