Page 1 of 1
Posted: Sat Jan 05, 2013 3:59 pm
by hlaustin
Hi, we finished our IVA in July 2011, completion certificate received a week later. It dropped off our credit files in December 2011. Since then we've been working hard to build our credit rating. We want to apply for a mortgage, and have 10% deposit. Is it worth trying a high street lender now our credit reports are good? Or do we need to find a specialist lender?
Posted: Sat Jan 05, 2013 4:08 pm
by Niobe
Personally I'd have a word with Ryan, our mortgage expert. He has helped several posters on here. His details can be found under the 'Ask experts a question' link on the left hand side of the page.
Posted: Sat Jan 05, 2013 4:33 pm
by Kev.02
CC one week after completion out standing service
Posted: Sat Jan 05, 2013 4:50 pm
by hlaustin
Yes, but was back in 2011, before all the PPI problems that seem
To be holding everyone up!
Posted: Sat Jan 05, 2013 5:39 pm
by Niobe
You can try a normal lender but I would still recommend speaking to Ryan for some free advice.
Posted: Sat Jan 05, 2013 6:42 pm
by plasticdaft
I would ask your own bank informally before looking at sub prime high interest loans.
Paul
Posted: Sat Jan 05, 2013 7:56 pm
by luluj
Speak with Ryan he has access to all lenders and will find you the most suitable to your needs.
Posted: Sat Jan 05, 2013 8:35 pm
by Niobe
His advice is free so it doesn't hurt to speak to him first - you don't have to go with him.