www.iva.co.uk

Grant Thornton have not written to me requesting a mortgage valuation etc for my property and I only have 2 months left, is this the norm - spoke to them this morning & the lady asked me to send them in but should this not be in writing.. should I cancel my direct debit at the end of feb when this is the last payment or wait to hear from them ??

Well done on getting this far!

Many,if not most, IP's will write requesting valuations etc., but, the bottom line is that it is your responsibility to comply with the terms of your proposal. I imagine it will be outlined there when the valuations should be applied for.

As for the direct debit, you will need to check that this IS the last payment before cancelling. But, again, they will most probably need a nudge from you.

Many thanks Foggy, if I dont send them the information and they dont write, will my IVA fail because of this

It could do, sostressed, but most IP's will be on your back before it got to that stage.

However, delays might hold up closure (and GT don't need more excuses for that!).

Foggy is right - but it is up to IPs to ensure that cases under their control are correctly supervised so I am suprised you have not had a prompt on this from them.

Get the paperwork in to them now as a matter of urgency, to avoid falling into default on this particular point.