www.iva.co.uk

My iva company have charged me hundreds of pounds when we first went into the arrangement how can I find out how much money we have paid to our creditors should these people not be sending m estatements on a yearly basis

How long have you been in your IVA, Lorraine?

You should get a statement of account at each review. It should also not be difficult for your IP to produce one when requested.

I think you are making answers a bit difficult, you have several threads on the boil, all with a different situation to your IVA and pre claimed but undeclared PPI. In answer to this question (I think). You have a review annually, this will include you sending in your payslips, P60 and any other documentation requested and an up to date Income and Expenditure sheet. You should have, in return, received a report from your IP, to say well done for the last year, any questions to the supported documentation you sent if applicable and a statement of accounts.

Ask your IP for a statement at any time. It will take a few seconds to print off and pop in the post for you. I assume that you agreed the IPs charges in advance, so nothing ought to be a great surprise for you.

does it really matter what they charge as long as the agreement is being met, i didnt even care what the fees was, just seeing the certificate of completion made me dance. and that was last year may, I had to pay additional monies

It does matter - all fees must be agreed by our clients as well as creditors. There should be no misunderstandings about costs once an IVA is up and running.

to be honest I didnt pay any mind to that part of my IVA just at the end they sent a statement, what could I have done, they have to be paid.

I was one of the lucky ones, I didn't have any problems with my IVA throughout the 5 years, well maybe many persons had same experience,
I have a good job, but because of overtime and pay wages, they got more out of me, but I totally understand that.
just glad to see it over and done with, also helped with managing money much better, I don't remember what a red letter looks like..lol
for me an IVA was the right thing, only downside, is the cleaning up credit report