Page 1 of 4
Posted: Sat Jan 26, 2013 8:48 am
by Shining
My last payment has left my bank account. I'm debt free, well we might need a certificate and a few bits tidying up but I'm elated to say the least.
The forum has been a lifeline to me as I'm sure it is to lots of others. Without the valuable support of all on the forum I doubt I would have got thus far.
To anyone starting your journey there is an end as you can see and it's not just something that happens to other people. Hang in there one month at a time is how I completed it.
Thanks to so many people but most of all thanks to Melanie Giles for being an understanding IP when things were tough. I've had payment breaks along the way, one for a new boiler, one for a new washer all paid back by chipping away at those arrears until they were clear. The payment break that meant the most to me was a reduction in payments for one month when my brother aged 45 unexpectedly passed away during the duration of my IVA, I had to make a few trips to Manchester and I as the eldest wanted to buy the family flowers and Melanie allowed me to do this, for this I'm eternally grateful, thank you Melanie.
It wasn't all doom and gloom there were good times and I will update my blog over the next week to hopefully reflect this.
Thanks everyone xx
Posted: Sat Jan 26, 2013 8:56 am
by luluj
Well done Lesley ...so pleased for you and yours...now you can start to plan your future knowing you are debt free .
Hopefully you will continue to give the support and encouragement to other forum members ...you are an inspiration to others and I for one will be staying in touch xx
Posted: Sat Jan 26, 2013 9:10 am
by dunkynuts
I'mI really pleased for you Lesley. I hope you can do all you want to now and carry out your plans x
Posted: Sat Jan 26, 2013 9:18 am
by wickerwish
Good luck with everything the future brings you.
Posted: Sat Jan 26, 2013 9:29 am
by plasticdaft
Brilliant news Lesley. Hopefully one of many who will complete this year. To anyone reading this feeling down because the end seems so far away, march on, you will get there eventually and can enjoy posting about final payments etc.
Paul
Posted: Sat Jan 26, 2013 9:32 am
by lulu123
Congratulations lesley!So pleased for you, you are an inspiration to us all and I so much want to be in your position (debt free) in 6 years time.Its people like you who make me believe that it is possible. Enjoy your debt free life and I wish you all the best for the future.xxx
lulu
Posted: Sat Jan 26, 2013 9:34 am
by footiemad
Well done Lesley - absolutely brilliant!!
Posted: Sat Jan 26, 2013 9:38 am
by Til
Huge well done Lesley - a milestone to be very proud of xx
Posted: Sat Jan 26, 2013 9:45 am
by artemischild
Well done Lesley! Just sit back and enjoy it whilst they sort the closures out!!
Arty
Posted: Sat Jan 26, 2013 9:59 am
by Fletch2204
Congratulations Lesley....... you must be on cloud nine......... and an average of over 4000 posts per year..... nobody can say that you haven't lived it!! Best wishes Fletch x
Posted: Sat Jan 26, 2013 10:09 am
by 12 months to go
well done from me also
next months pay will be your own
make sure you go WILD IN THE AISLES
Posted: Sat Jan 26, 2013 10:13 am
by Foggy
Excellent Lesley --- well done on "getting out"
I think I can say with confidence that TheArtist will be enjoying a tinny tonight
Posted: Sat Jan 26, 2013 10:56 am
by recovering
Congratulations and thanks for all the support
Posted: Sat Jan 26, 2013 11:26 am
by orchid5
Fantastic news Lesley, well done and many congratulations, enjoy and celebrate this weekend, despite the snow! xxxx
Posted: Sat Jan 26, 2013 11:27 am
by Pandy
Well done, you must be feeling elated. Enjoy your freedom.