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Posted: Fri Feb 08, 2013 7:38 am
by alibongo and the bears
Finally our IVA is finished and closed and we're debt free. My message to others is hang in there it's tough but the reward of being debt free makes it all worthwhile. It's amazing how quickly the time passed. Be patient and your smile will be as big as ours when our completion certificate arrived.
Posted: Fri Feb 08, 2013 8:42 am
by Foggy
Well done, Ali
Posted: Fri Feb 08, 2013 8:43 am
by Shining
Fantastic hope your debt free future is a very happy one. x
Posted: Fri Feb 08, 2013 9:00 am
by TheArtist
alibongo and foggy.....guess what?
Posted: Fri Feb 08, 2013 9:29 am
by GilliB
Brilliant news alibong!! Well done - I'm super chuffed for you!! x
Posted: Fri Feb 08, 2013 10:10 am
by footiemad
Congratulations Ali x
Posted: Fri Feb 08, 2013 4:31 pm
by plasticdaft
Great news.
Paul
Posted: Fri Feb 08, 2013 6:48 pm
by 12 months to go
Great news
Go celebrate ! Who was your iva with and how long did it take after your final payment for the completion certificate to be issued ?
It does fly once you have done 2 / 3 years
Posted: Fri Feb 08, 2013 8:13 pm
by luluj
Great news on a friday night - time to celebrate !
Posted: Fri Feb 08, 2013 10:03 pm
by IVA Victim12345
Yes well done but who was it with? Also "12 months to go" who was yours with, 8 months seems good too?
Mine is now 13 months from last payment!
Posted: Fri Feb 08, 2013 10:59 pm
by dlovesg
Congratulations and good luck for the future!
Posted: Sun Feb 10, 2013 9:32 am
by alibongo and the bears
Hi 12 months to go
We did f&f and it took 12 months for certificate. It was down to new laws about vat and ppi so things may have speeded up by the time you make your final payment. We were with GT and although 12 months was a long time in the grand scheme of things it wasn't too bad. Hang in there and be patient and all good things will come (especially your CC!).
Posted: Sun Feb 10, 2013 9:35 am
by alibongo and the bears
Thanks so much for all your best wishes.
This IVA forum is a godsend to be able to get advice and share good (and bad) experiences. Thanks to all the people who monitor this site and provide such invaluable advice.
Posted: Sun Feb 10, 2013 10:11 am
by Shining
I agree the forum is a great place to be as we do support one another and long may it continue.x
Posted: Sun Feb 10, 2013 10:57 am
by craigiewicked1
well done x