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Posted: Sun Feb 10, 2013 10:53 am
by j109
Just a bit of advice I know it cheeky but thought Id ask, I have completed my IVA and have the CC however iv had a lot of companies calling about PPI claims. As my debts entered an agreement within the IVA, I have completed my IVA is there any reason why i cany go for a ppi claim, will i get any money (if applicable) or will my creditors get them

Posted: Sun Feb 10, 2013 10:56 am
by craigiewicked1
your IVA is complete, so you go forit,what have you got to lose

Posted: Sun Feb 10, 2013 11:03 am
by jeffw
I agree with craigiewicked1 you have your CC so no harm in trying.

Posted: Sun Feb 10, 2013 11:25 am
by Shining
How long ago was your IVA complete?

Posted: Sun Feb 10, 2013 12:18 pm
by TheArtist
Welcome j109. If you have your CC, why not. However, I would not use a PPI claims company. They will take a daft percentage. Make the claims yourself. It's an unbelievably easy thing to do. If you need any help, come back on the forum.

Posted: Sun Feb 10, 2013 12:29 pm
by plasticdaft
Be careful using a claims firm as they may not get their cut if the companies you reclaim against all offset your claim against debt written off,resulting in you getting a bill for their work!!!

By all means try it yourself but dont expect to rake it in.

Paul

Posted: Sun Feb 10, 2013 7:21 pm
by j109
Hi I completed June 2010 I finished early was due to complete Feb 2012 but I sold my house and did a full and final. My IVA will be dropping off 22nd Feb this year. So its clean up time now

Thanks for your views a little confused how the creditors can say they are paying my PPI claim towards my outstanding debt as I thought when you recieved a Completion Certificate it meant you entered into a contract(IVA) was successful and subsequently the debts then disappear as the defaults are marked as satisfied??

Posted: Sun Feb 10, 2013 7:38 pm
by plasticdaft
Debts may be marked as satisfied but creditors still maintain records so will know whats been written off. Nobody has contested such a post iva ppi reclaim offset in the courts so not sure of the rights or wrongs.

Paul