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Posted: Sat Feb 16, 2013 8:00 am
by Stacey.j
im in a iva which is due to finish in november they are wanting to put payments upto 750 which has doubled ive just found out ive a brain tumour and need chmo so of work at present(basic sik pay) and my partner has reduced a days work im only paying my morgage as repayment should i just put it back to the full repayment as i believe my mortgage is more importantdo u think they would then reduce my payments and can they extend the iva as its due to finish in nov but i received a letter saying they wanted another year at 700+++ payments thanks for some advise stacey

Posted: Sat Feb 16, 2013 8:25 am
by casiquebrado
Hi Stacey , so sorry to hear about your tumour.
I dont claim to be an IVA expert , but am sure that under the circumstances , even the most cold hearted of creditors would empathise.
Sending you positive thoughts.
Let us know how you are doing.
Very best regards

Posted: Sat Feb 16, 2013 8:48 am
by ginger323232
Stacey - contact your IP and explain to them - concentrate on the treatments and your health and your family - that's the important bit.

Best wishes

Posted: Sat Feb 16, 2013 1:29 pm
by luluj
Your health must take priority. I would contact your IP and ask them to approach creditors with an offer to close the IVA based on payments to date due to the circumstances you now face.

Good luck and let us know how you go...take care x

Posted: Sat Feb 16, 2013 5:30 pm
by Shining
I agree that your health is the most important thing here at the moment. Talk to your IP and see if they'll ask your creditors if they'll accept payments to date as final, that way you can move on with your treatment without debt to worry about. All the best. x

Posted: Sat Feb 16, 2013 6:23 pm
by Adam Davies
Hi

I agree with all posters, contact your IP and ask for creditors to accept payments to date as a full and final settlement given your bad news

Regards

Posted: Sun Feb 17, 2013 8:57 am
by 12 months to go
stay strong stacey.j

if you get chance, let us know what your IP says

if its any help , I have a friend who went through what you did a few years ago and is now as fit as a fiddle; I mention this so you know at this worrying time it is possible to be treated and come out hunky dory at the other end

hope all goes well both with IVA & your health

Posted: Sun Feb 17, 2013 12:45 pm
by Waitingforship
Hi Stacey. Sorry about your news we're rooting for you. Just a thought re your mortgage, have you checked you're not paying any critical illness insurance. Depending on how long you've had your mortgage running it might be worth a look. I know that some mortgage providers made it very difficult to say no.

Posted: Sun Feb 17, 2013 9:13 pm
by wiggle1
Hi Stacey, so sorry to hear your news, As the others say you are the most important thing now so speak to your IP. Good luck to you, our prayers are with you.