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Posted: Sat Mar 02, 2013 6:47 pm
by Russ_80
Evening guys, hope you are all well.

For those of you do not know me or read my posts I am about have a decision made on wednesday (creditor meeting) regarding a Full & Final IVA.

I was hoping maybe someone can give me some advice or help regards dealing with The Co Operative Bank?

Having just gone through my creditors it would seem if they decline then the IVA will not go through as they are approx 27-30% of the vote... [:0]

Anyone had any dealings with them?

Posted: Sat Mar 02, 2013 8:56 pm
by Shining
Hi Russ, Co-operative weren't one of my creditors so unsure how they tend to vote. One of the others will have experience of them as a creditor I'm sure so hang in there and we'll keep this bumped up for you x

Posted: Sat Mar 02, 2013 9:04 pm
by lin.r
Russ,Co-Operative were one of our creditors and they didn't vote at our creditors meeting.
Don't know if this helps?
Good luck on wednesday!

Posted: Sat Mar 02, 2013 9:09 pm
by Russ_80
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lin.r

Russ,Co-Operative were one of our creditors and they didn't vote at our creditors meeting.
Don't know if this helps?
Good luck on wednesday!
That's cool thanks for your response.

If they also do not vote for my meeting am I right in saying that if the rest as in majority of the creditors agreed then they would be classed as agreeing? so their vote will be the same as the majority who have voted?

Anyone else had experience with Co Operative?

Posted: Sat Mar 02, 2013 9:12 pm
by lin.r
That's what happened with ours so I presume the same applies.

Posted: Sat Mar 02, 2013 10:17 pm
by Shining
I feel the same voting criteria applies, an expert will confirm x

Posted: Mon Mar 04, 2013 11:45 pm
by MelanieGiles
They are generally a very supportive creditor Russ.

Posted: Tue Mar 05, 2013 7:12 am
by Russ_80
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

They are generally a very supportive creditor Russ.
Thanks Melanie that is of some relief... when I called the office yesterday Aime pretty much said the same [:)]

Posted: Tue Mar 05, 2013 8:33 am
by Rich
Hi Russ
they were one of my Creditors at my full and final meeting and they said yes so will be thinking of you good luck

Posted: Tue Mar 05, 2013 8:42 am
by Russ_80
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Rich

Hi Russ
they were one of my Creditors at my full and final meeting and they said yes so will be thinking of you good luck
Thanks Rich! I have reason to hope! [:p]

Posted: Wed Mar 06, 2013 12:56 am
by MelanieGiles
Russ

I am so sorry, I did not realise you were one of my clients (or strictly speaking I should say Sue's - although I think of all of our clients as mine!)

Very best of luck for tomorrow's meeting, and be sure to let us know the outcome - although I will be taking a sneak peak as soon as I can when I get to the office!

Posted: Wed Mar 06, 2013 5:59 pm
by Russ_80
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

Russ

I am so sorry, I did not realise you were one of my clients (or strictly speaking I should say Sue's - although I think of all of our clients as mine!)

Very best of luck for tomorrow's meeting, and be sure to let us know the outcome - although I will be taking a sneak peak as soon as I can when I get to the office!
Cheers Mel... It went swimmingly so Claire confirmed this afternoon.

I am a very happy man and that is thanks to you and your team. I am very grateful and after the way you guys have dealt and handled my case I don't understand why anyone looking to do an IVA should go to anyone but yourselves.

[;)]

Posted: Wed Mar 06, 2013 6:27 pm
by Foggy
Well done Russ, congratulations.

And ....I agree [;)]