www.iva.co.uk

My fiancé and I want to buy a house, he has an iva with grant Thornton and finished his payments in June last years. He never forfeited any payments and was 100% honest. Grant Thornton are stalling giving him his certificate blaming ppi, and everything else under the sun. We just want it over, has anyone else ever taken legal advice over this as I'm considering sueing?

Hi, if you search the forum there are numerous posts about closures being held up in respect of the ppi claims. I would keep badgering GT and telling them your plans. The IVA stays on a credit report for 6 months from the meeting date. Hang in there, I'm sure others will give you some sound advice.

Leslie, surely you mean 6 years from meeting date assuming CC has been issued?

Correct I am fed up -- until that cc is issued it will stay on record.

I am not sure that suing GT will get you very far - what would be the basis of your claim? Damages? In my opinion, not likely to get you too far as there are many IVAs awaiting closure in the marketplace, and GT will probably be able to demonstrate that they are acting properly - perhaps leaving you liable for their costs if they are successful in the action.

I feel a better route for you is to seek regular updates on progress from the closure team. Perhaps a "He who shouts loudest" approach is a better strategy - and potentially cheaper in the long run.

They are fine until until you complete getting nowhere fast. Iva with competitions team but they do not return calls or emails and not sure what to do. My guess is they are hopelessly understaffed and cannot keep up to date with their workload. Total shambles, I completed last June and have also paid the PPI CLAIM MONEY

So GT are being slow in releasing CC's...? Doesn't surprise me in the least! They are slow in answering my 4 key questions which I sent to them over a week ago - by email. And I included the Supervisor's name in the email requesting that he read it and ring me at 4pm today. Did that happen? What do you think?