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Posted: Mon Mar 25, 2013 8:41 am
by cb3
Hi we have been out of IVA for 18 month and 6 years since IVA is up in May. We are looking for 1500 loan as we have leak in house but when i search for bad credit loans all i get is brokers. Does anyone know of any loan companies that i can use?

Posted: Mon Mar 25, 2013 8:55 am
by ClareSilver
Have you checked your credit files and tried to 'tidy them up'?

Posted: Mon Mar 25, 2013 12:33 pm
by plasticdaft
Try your own bank 1st. Its a small amount and maybe they will offer you the cash

Paul

Posted: Mon Mar 25, 2013 9:21 pm
by craigbeas
Thanks for comments, yes have ensured credit profile has all items marked correctly. Credit profile only has a 'fair' score though currently. Once IVA goes off fully in May (after 6yrs up) will this and default just fall off and will this impact credit score?

I would try bank but know that they wont do loan with only 'fair profile so wondered if anyone knew any others.

Cheers

Posted: Mon Mar 25, 2013 9:37 pm
by Skippy
Could you claim on your insurance rather than taking out a loan?

Posted: Mon Mar 25, 2013 9:39 pm
by craigbeas
No tried that

Posted: Mon Mar 25, 2013 10:12 pm
by MelanieGiles
Have your tried friends or family?