www.iva.co.uk

Anyone know where the latest figures can be accessed on line?

I know its not strictly correct to simply refer to this, but at my reviews I am not allowed genuine expenditure (such as car maintenance - I do >30k a year and can no way adhere to the monthly cost allowed to keep my car on the road) so need to know if I'm way under on certain costs so I can balance it out a little.

Thanks

The latest guidelines which were published by Stepchange were effective October 2011.

Sorry, they were updated 2012.........

Hi Steve

At 30k miles a year you would have a full set of tyres two services an MOT possibly, at least £55 per month with nothing for unseen repairs, how on earth are you supposed to pay for this CCCS Guidelines are £30 month but you do a much higher mileage

Hi Daniel - absolutely!

I do run at an average of around £60/mth over the past 3 years. Been told that anything over & above the £30 should be covered by a payment break. I don't really see an MOT & replacement tyres, required to allow me to get to work, as exceptional items!

Still - 3 yrs in now & I'm sick of having the same arguement with them - hence needing to know if I'm missing out anywhere by not claiming something!

You try & be honest & it gets you nowhere.

Hi

It really is silly to have one size fits all expenditure.

If you do the miles then you need the required allowance for petrol and wear and tear, full stop !

Regards

They are trying to take the "I" out of the arrangement ! Also makes it simpler for one IP to deal with thousands of cases !!!

It crazy that people are still being forced to fudge areas of expenditure to cover allowable expenses that certain firms wont allow (or ask creditors to accept).

Paul

If you have to travel to earn money then a fuel allowance for such should be honoured as a true reflection of cost.

Hi Steve
I need my car for work and right from the original proposal put down what it actually cost my each month for fuel car tax insurance and repairs which was accepted.At each of my annual reviews i put this up in line with the vastly rising costs. My IP never questioned it. i was with DFD. Not sure why your IP is been so unreasonable about what is genuine expenses to carry out your work?. i hope you get a satisfactory result with this

We completely ignore the guideline figures for petrol, and this is rarely challenged by creditors. Even having a pence per mile figure is a nonsense, as different cars will consume different quantities.