www.iva.co.uk

what happens if in a joint iva they separate one partner leaves he still pays half the mortgage and also half of the secured loan on the home but he has moved out to live with a different women he also has to pay towards his living costs with his new woman and will her credit rating be effected even though her credit rating is good

The IVA's ( there are two interlocking arrangements, not a joint IVA) cxan be separated, however, it is better to try to continue "as is" with each of you paying towards the monthly payment.

A new I&E will need to be carried out with the IP to account for new expenses and different allowances.

The new partners credit rating shouldn't suffer as long as they don't get any joint loans or accounts together.