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Posted: Sun Jul 28, 2013 10:10 pm
by George.98
How can an IP find out if you have taken out credit
Posted: Sun Jul 28, 2013 10:27 pm
by Foggy
If he feels so inclined he can do a credit search --- ask for your bank statements -- get told by a jealous friend or neighbour --- possibly even be told by the lender if they subsequently discover the IVA
Posted: Mon Jul 29, 2013 1:38 am
by MelanieGiles
Why would you want to do this George.98 without seeking advice from your IP?
Posted: Mon Jul 29, 2013 5:40 am
by Shining
Hi George and welcome to the forum. Hope the above has answered your post. Anyone in an IVA would put their IVA in danger of failure if they did this so always best not to.
Posted: Mon Jul 29, 2013 8:00 am
by josu
What ever the problem is, whatever you need my advice is to speak to your IP, take a payment break or sell something but don't take out credit. If you do what is the point in the IVA? What is it teaching you? I know its hard to get out of that habit, for years and years I relied on credit, its probably taken me the full five years to get use to not being able to have what I want right now without having to save first. I always did it the other way round. Get what I want/need now and deal with the consequences later. What the IVA has taught me is that it should be the other way round!