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Posted: Fri Aug 09, 2013 8:20 pm
by Cattyalice71
Wow, Wow, Wow!!!!

Variation meeting was on Monday to leave 1 x PPI claim outstanding so my IVA could be closed. It was approved and I have received my CC today via e-mail, with the original being sent in the post today.

I have spent all afternoon e-mailing it all to the CRA's and then writing letters to my creditors with a copy of it.

I go on holiday next week (2 weeks AI in the Caribbean - first hol in 8 years) so what a perfect way to start my long awaited holiday. Fingers crossed my credit file should all be tidied up by the time I get back.

Its been a long hard slog, especially since we finished payments last October, but after getting in touch with Judith Anderton at DFD in June, she has got things moving. Still been hard and I have had to push constantly (the stress of it has made me lose excessive weight, which might be a good thing) but Im there and Im done.

Please people don't give up. Record everything and pester, pester, pester. The end result is so worth it.

I will still be chasing things up with DFD when I get back from my hols (£15k in fees OMG and no real breakdown of cost of arrangement etc) but for now it can wait.

Im Free!!!!

Posted: Fri Aug 09, 2013 8:25 pm
by MelanieGiles
That is great news, you must be so pleased. Best of luck for a debt free future.

Posted: Fri Aug 09, 2013 8:40 pm
by clairemichelle
Congratulations. What wonderful news for you. Have a great holiday And keep us posted when u grt back.
Cm x

Posted: Fri Aug 09, 2013 8:58 pm
by Cattyalice71
It's been hard but achieved 99.3p in the pound and it was projected at 86p in the £ with 10k equity release. We didn't do the equity release as kept increasing our payments so outcome overall was better (oh £7k was ppi).
DFD fees were just over £8k in the proposal but were over £15k in the end so very pleased with what we have achieved.
Bring on the rum lol

Posted: Fri Aug 09, 2013 9:34 pm
by Shining
Fab news, enjoy your holiday you've earned it. x

Posted: Fri Aug 09, 2013 9:55 pm
by Little miss trouble
Great result and fantastic post. Have a great holiday x x

Posted: Fri Aug 09, 2013 10:01 pm
by luluj
Great news .. Well done Judith for sorting this out at DFD ! Now go and enjoy that holiday !!

Posted: Fri Aug 09, 2013 10:44 pm
by wiggle1
Excellent news! Have a brill holiday.

Posted: Sat Aug 10, 2013 10:06 am
by orchid5
fantastic news and well done, congratulations on getting what is rightfully yours and good luck with your forthcoming holiday. x