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Posted: Fri Aug 23, 2013 9:53 am
by Hammie1
Hi all
Just received a certificate saying Certificate of Completion Pursuant to Rule 5.34 (3)
Is this our completion certificate are we all done know? ?
Posted: Fri Aug 23, 2013 9:58 am
by nickjohn
I think you have found the holy grail - if it says certificate of completion then it is just that a certificate of completion, well done. Get in touch with the credit reference agencies and start getting your life back on track....
Posted: Fri Aug 23, 2013 10:31 am
by Hammie1
OMG - thank you. I can't believe it. I guess I was unsure as for some reason thought the certificate would look like kinda one when you've been on a training course lol. YEAH!
Posted: Fri Aug 23, 2013 10:48 am
by clairemichelle
Brilliant news. What a fantastic turnaround by your ip.
Which firm are you with? Seems like you made the right choice
Have a wonderful bank holiday weekend and good luck with rebuilding your credit file.
Cm x
Posted: Fri Aug 23, 2013 10:52 am
by Pennyless
Wow a CC in under 2 weeks......well done to you and your IP......in the current PPI fiasco you have certainly returned some faith in the IVA process!
Your IVA Company have obviously been on the ball!
Posted: Fri Aug 23, 2013 10:55 am
by Hammie1
Thank you. Debt Lifeboat is who we have been with. There are only a couple of us on here with that firm. They have been absolutely BRILLIANT but there are other good ones on this forum too.
I don't think it had sunk in still as yet.! OMG.!
Posted: Fri Aug 23, 2013 11:53 am
by Tina Shortland
Fantastic news Hammie1 - happy celebrating and let it sink in - you are free!!!! Best wishes
Posted: Fri Aug 23, 2013 11:56 am
by Foggy
Excellent, Hammie -- well done you -- and well done Debt Lifeboat
I feel a small libation coming on
Posted: Fri Aug 23, 2013 12:16 pm
by Hammie1
Thank you Tina and Foggy you have been very supportive and I too will continue to support others on here. Both my husband and I have really appreciated it. Now we have the certificates does that mean thats it - no comebacks as such from creditors and cannot ask for anything else. I just think I am having trouble believing its all over!!
Posted: Fri Aug 23, 2013 12:29 pm
by Tina Shortland
It really is all over Hammie
So pleased to hear you'll stay on the forum. The support posters that have previously been in IVAs give to this forum is invaluable in both sharing experiences and giving those just starting out hope there is light at the end of the tunnel!
Posted: Fri Aug 23, 2013 12:53 pm
by Hammie1
Thank you Tina yippee whohoooooeee! ! Totally agree with the invaluable support. This forum is a lifeline and many,including myself, have used this forum at all hours in the hope that someone comes along with reassuring advice. X
Posted: Fri Aug 23, 2013 1:23 pm
by Tina Shortland
...and we know who is normally the one available in the early hours!!! Glad it has been of help and support to you - it is a great forum to be part of
Posted: Fri Aug 23, 2013 1:26 pm
by Hammie1
Lol yes we certainly do know and please tell her thank you too x
Posted: Fri Aug 23, 2013 7:45 pm
by kev59
well done on getting your cc,
I know just how your felling and I bet you keep reading it. I know I did
Posted: Sat Aug 24, 2013 1:03 am
by wiggle1
Congratulations Hammie. Perhaps your IP could run some in-service training for those companies who are keeping the rest of us hanging in limbo for months on end.