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Posted: Tue Nov 26, 2013 9:34 pm
by lloyd01
Is there a way of knowing which banks use which credit ref agencies for their credit scoring process, I want to upgrade my account type with Nationwide and can see Experisn have updated their records since I completed my IVA but not Equifax and CallCredit yet?
Posted: Wed Nov 27, 2013 4:27 am
by luluj
All credit agencies update at different time of the month, and some creditors report to one, or two or all three of the agencies .... I know i look at my credit expert account and see one thing then move to equifax and see different, noddle different again.
I know our mortgage broker three years ago said equifax was used to measure our credit worthiness, but i think it really depends on each lender
Posted: Wed Nov 27, 2013 8:48 am
by skint til payday
Nationwide also use Equifax the just update at different times.