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Posted: Sat Dec 07, 2013 7:15 am
by Martin-j
started our IVA in sept 2009 and just finished paying 100p in the £. now totally debt free thanks to DFD.
paying 50% overtime and bonuses we completed a year early, also received a £10k refund after the PPI reduced one of our debts with a bank.
also have to say we didnt use one of those PPI claim companies, we sent letters to creditors ourselves so their were no fees to pay, all PPI returned came off our dept owed.
now totally dept free and able to rebuild our lives and able to save for the large purchases and not use credit ever again.
I have to thank DFD (Donna) for their outstanding service, advice, and continued support throughout the last 4 years.
To all of you going through the IVA process, stick with it, it's tough but think of the end goal, it will keep your spirits up. keep in touch with your IP and the team behind them. we did it and so can you. Good luck and a Merry Merry Dept Free Christmas to all on this forum.

Posted: Sat Dec 07, 2013 7:34 am
by Shining
Fab post, so glad it's finished for you, what a lovely Christmas present. Merry Christmas to you too.

Posted: Sat Dec 07, 2013 8:10 am
by Adam Davies
Hi

A lovely post and will give hope to many

Nice to read a positive outcome and well done to DFD

regards

Posted: Sat Dec 07, 2013 3:50 pm
by Michael Peoples
Great post and well done to yourselves and DFD.

Posted: Sat Dec 07, 2013 9:38 pm
by kazzafunk
Great post Martin - j. You should be very proud of yourself to be able to repay 100%.

Have a fab Xmas!

Posted: Sun Dec 08, 2013 1:00 pm
by Skippy
Congratulations Martin, enjoy your debt free future x

Posted: Mon Dec 09, 2013 11:11 pm
by MelanieGiles
Lovely to see another successful completion - especially with a full repayment to creditors at an earlier stage than was originally anticipated. Well done to all concerned.