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Posted: Mon Jan 13, 2014 10:45 am
by npowell28
Morning,

In anticipation of my defaults and iva coming off my credit file i have signed up to a multi agency credit file site. Looks really good(sorry can't remember the name and i'm at work at the moment). My experian and call credit(www.noddle.co.uk free to everyone by the way) scores are really low which i expected but my equifax one is really high, above average in fact.

I was quite suprised so looked into it closer and found that my IVA had not been reported to them. Is this normal?

Posted: Mon Jan 13, 2014 2:14 pm
by MelanieGiles
Do you mean that the closure of your IVA has not been reported to Equifax, or the existence of the IVA in the first place?

Posted: Mon Jan 13, 2014 6:07 pm
by sponge
It maybe not that unusal for one or another of the CR to miss something, nothing showed from my biggist creditor, on all three of the CR reports.

Posted: Tue Jan 14, 2014 9:05 pm
by npowell28
Sorry correction to my last it was not showing on my experian file. Wish it wasnt showing on my other 2!!!