Posted: Wed Jan 22, 2014 6:58 am
We finished our joint IVA with an F&F and received our completion certificate last July.
We have used Noddle to check our credit file and have had a bit of a shock. There are a couple of our creditors still showing as defaults, but we can work on that.
My husband has a rogue address registered against his name which is over 100 miles away and nothing to do with us. He also has a CCJ registered against him from July 2012 which again we know nothing about. We repaid f&f in May 2012. It is against our current address, but we have never received any correspondence about this.
is it possible the rouge address could have been used by a third party for mail and our address currently for registered address. We had a similar situation in the late 90's when my husband had someone try identity fraud. It didn't work as the police said they didn't have my husband's date of birth.
I have been on the courts site and paid for a search and Noddle do have it right, but cannot see who creditor is.
Has anyone got any suggestions???
Carrie
We have used Noddle to check our credit file and have had a bit of a shock. There are a couple of our creditors still showing as defaults, but we can work on that.
My husband has a rogue address registered against his name which is over 100 miles away and nothing to do with us. He also has a CCJ registered against him from July 2012 which again we know nothing about. We repaid f&f in May 2012. It is against our current address, but we have never received any correspondence about this.
is it possible the rouge address could have been used by a third party for mail and our address currently for registered address. We had a similar situation in the late 90's when my husband had someone try identity fraud. It didn't work as the police said they didn't have my husband's date of birth.
I have been on the courts site and paid for a search and Noddle do have it right, but cannot see who creditor is.
Has anyone got any suggestions???
Carrie