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Posted: Sat Jan 25, 2014 11:19 am
by philipsmith
i have recently had my final closure on my iva. strange i have just had a letter from a debt collection company for one of the debts that was taken care of in the iva i thought that once iva completed they cannot pester you for debts that was in the iva?
Posted: Sat Jan 25, 2014 12:31 pm
by luluj
In a nutshell they shouldn't be ! You are protected by your IVA and have nothing to worry. I would contact your IVA company and let them know, and I would also write a letter to the debt collection company giving the start and end dates of your IVA and if necessary evidence the original firm was included .... They have bought the debt and in my opinion are probably trying it on
Posted: Sat Jan 25, 2014 12:59 pm
by Foggy
There is a good chance that the DCA don't even know the loan is included in an IVA. They usually buy these loans "unseen" in job lots for pennies in the pound.
Posted: Sat Jan 25, 2014 7:15 pm
by kazzafunk
As stated by the others, nothing to worry about - send them confirmation of the IVA.
Posted: Sat Jan 25, 2014 8:10 pm
by back on track
I had one of my debts bought when I only had 1 payment left of my iva so as above they prob don't know you have had an iva.tough titty to them.