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Posted: Tue Jan 28, 2014 8:03 pm
by florence.m
if my IVA has been finished for more than 12 months should the charge on my house be removed or does it stay on
Posted: Tue Jan 28, 2014 8:04 pm
by Foggy
It should be removed when you have your completion certificate -- if not give them a gentle reminder.
Posted: Thu Jan 30, 2014 1:09 am
by MelanieGiles
You can apply for the restriction to be removed directly to H M Land Registry if your IP does not play ball, Florence.
Posted: Thu Jan 30, 2014 12:50 pm
by Sensible77
This is a good point. I received my completion certificate on 17 December last year and never thought about the restriction until this week. I e-mailed PayPlan to ask and they said that they applied for it to be lifted on 17 December and they received confirmation from the Land Registry on 6 January that it had. I will accept that as it costs £3 to enquire with the Land Registry yet to look on the Insolvency Register is free and anyone can look at it. Fortunately, I was removed from the Insolvency Register on 17 December.
Posted: Thu Jan 30, 2014 3:13 pm
by ruffin
My worst nightmare I think about this often.as I don't want to stay in this house forever .But I am hoping mine will get lifted at the end..