www.iva.co.uk

I looked through and signed my proposal and a courier came this morning to make sure I had signed it and she then takes it back and scans it back to them. She mentioned that I might of needed to send statements of the credit I owe back with the proposal but then after checking the paperwork she said I have listed creditors and account number and balances so shouldnt need to send statements this has confused me now and I am hoping all I needed to send back was a signed proposal did anyone else have to send any paperwork back with there proposal??

Hi, another step closer...I'm sure they'll request anything they need should there be anything. Hopefully have a meeting date very soon.

Hi Leslie and thanks for message I rang them in the end and they said all paper work was back and all fine just waiting on a date for creditors meeting now [:)]

Have these creditor balance been verified Bex12 - I assume that you have sent your IP your most recent statements from each one?

Hi Melanie Knightsbridge asked me for the names recent balance and account numbers for all my creditors but didn't ask to see statements apart from my bank statements?

Has this IVA proposal been prepared in accordance with the IVA Protocol?

Hi Bex I never sent any statements I just gave the names and the account numbers of my creditors

Hey Bex. My proposal is due through the mailbox today and all ive been asked to do is sign and return. My creditor info was discussed and sent in a while ago.

Hi all and thanks for your messages when I spoke with Knightsbridge they said everything was up to date and they didn't need any more info and they would be contacting me with a date set for creditors meeting so just waiting for the date to be set now!! It's so stressful just wishing the time away now so I know what way it's gonna go so I hope I haven't to wait to long before I find out a date :/

Good luck Bex this is the worst bit but it will soon be over and you will feel the relief x

Thanks Robbieboy I'm hoping there will be a light at the end of the tunnel!! X

Well done Bex, wishing you all the best for the meeting - as Mel's team told me it isn't really in the creditors' interests to turn you down so everything should be fine. And it is a HUGE relief once the meeting is out of the way. We're skint but happy.

It is a huge relief and you learn to do without the things you can't afford x

Well I was ment to get my proposal yesterday but it must of missed the post. Ill have mine shipped back on Monday.