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Posted: Thu May 01, 2014 4:47 am
by David.27
I.received my completion.certificate in march I have updated my credit file and my Iva has been removed, now for the bad part. I have 2 defaults on one is from barclycard and the other is from pco holdco who barclycard sold the debt to in 2011 so this the default date, pco holdco have been brilliant,they are in process of removing from experian and it has been removed from equifax. I contacted barclycard and asked them to remove the default which is marked as satisfied, they told me they don't have to as they sold.the debt so it.doesn't matter that I started my Iva in June 2007. So it must remain on my credit file.till 2017. This can not be right please help it's just one thing after another

Posted: Thu May 01, 2014 7:43 am
by plasticdaft
Contact the ico via their website. The original debt was with barclaycard and they must update the record to reflect reality.

Paul

Posted: Thu May 01, 2014 11:24 am
by MikeyM
Where do they get 2017 from anyway?

Posted: Sat May 03, 2014 3:50 am
by Sharon.10
I am having a similar problem with barclays i started my iva in august 2007 they wont take me off the credit files until 11/2015 no its not right either.

Posted: Sat May 03, 2014 7:39 am
by back on track
I don't think they have a choice.just contact cra again and they should make them change it.its 6 years and that's that.