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Posted: Wed May 28, 2014 3:33 pm
by Penny.03
I made the last payment on my iva in November 2013 and I am just waiting for my completion certificate. I have been looking at my credit file and there are two defaults on there from two of my creditors how do I get these removed please?
Posted: Wed May 28, 2014 7:26 pm
by Shining
Firstly to get them dated correctly, write to the creditors direct and after 6 years they do drop off your credit file as will your IVA. Hope that certificate arrives very soon.
Posted: Wed May 28, 2014 7:41 pm
by Penny.03
My iva was for 6 years and that was last November everything else has come off except to and my iva still shows
Posted: Wed May 28, 2014 8:06 pm
by Shining
Write to the creditors defaulting you, they should not default you after start of IVA date. You need that completion certificate I think so I would keep badgering them for that.
Posted: Wed May 28, 2014 8:07 pm
by Penny.03
Thank you for all your advice will get onto them
Posted: Wed May 28, 2014 9:22 pm
by Shining