www.iva.co.uk

Well the day has finally arrived. Online at 05:30 and there it was.

[:D][:D][:D][:D][:D][:D][:D][:D][:D][:D]THE FINAL PAYMENT HAS LEFT THE BANK ACCOUNT[:D][:D][:D][:D][:D][:D][:D][:D][:D][:D]

I want to express my deepest felt thanks and gratitude to Melanie and her team, including Gill Murphy, for their help through one of the scariest incidents of my life. From the first enquiry call, through the phone interview with Melanie, through the acceptance call, 5 years to today, they have ALL been nothing but superb. It cartainly made a very very traumatic time a heck of a lot easier to deal with

THANK YOU ALL

And my question is this. Which is the best feeling, seeing your final payment go out, or the first payday AFTER, and NOT seeing it go out?

Hi

First payday with all the surplus yours to keep !

Well done

Regards

Well done Althas.

I am just over a year post final payment and I still get that great feeling in NOT seeing an IVA payment go out every month

Well done and enjoy the extra cash.

Fantastic. Good luck for the future

Congratulations, I think both are a great feeling but its a great feeling seeing statements with no iva payment month after month, good luck for the future

Congrats! My final payment was paid at the start of the month. Hubby needs to make partial payment next month to clear arrears so I am waiting for September! We spent many happy hours mid iva planning where we would go on holiday when it was over but have such a list of things to replace, that's my new planning. We should be able to start thinking of what we'd like next Easter after replacing what we need!

Enjoy looking at your bank statement next month!

Well one month on now, and I think I have to agree with the general consensus, much better seeing the money stay in my account

Really happy for you althas

Great feeling on the first pay day after ...... Enjoy !