www.iva.co.uk

Hi all, I don't know if anyone remembers my post saying that my iva is 1500 pound short after 7yrs and I'm not in a position to pay? Dfd said my only option is bankrupcy! I contacted judith and practitioner as advised but never got any replies! So still worried sick:(

I am going to change the title of this thread to try and let it to Judith for you....hopefully she will see it and come back to you.

Helloe Nichola.70,

Please email me directly to the address in my profile and a member of the forum support team will contact you to look into your case further.

Kind Regards
Judith

Do let us know the outcome of this Nichola. No-one should have to face bankruptcy at the end of an IVA for such a small sum. Even if the terms of the IVA say this is the only remedy, they are easily varied by calling a creditors' meeting.

Hi Mel, I have emailed dfd all afternoon and they have said due to final settlement of 1500 now not an option my IVA has too fail and one of there advisors will be in touch to tell me what happens next. Awful situation. Totaly devastated and can't believe we got this far. Dfd are not prepared to go back to creditors. Xx

DFD's stance here beggars belief! They are not even prepared to seek creditor approval!?

I daren't comment further!

Thanks for your support Foggy, feeling really crap right now and have really give up! Mum having a stroke has made me re think a lot of things and I'm trying to think of it as just money. Will never recommend tho! Xx

I think if they made you go bankrupt the official receiver and judge might have something to say on the matter.

I really don't know what the out come is going to be, I was told that someone else would contact me to tell me next stage of process? She said that dfd will take their fees and costs (10k) and the rest will be shared btw creditors so doesn't make sense to me! They know I cannot find any extra money and they get their fees in full so what do they care?xx

Find out what they are relying on when making these threats to you, and I will see if I can intervene for you. I am conscious that there are usually two sides to a story, but I am struggling to understand their position on this one.

Thankyou soOooo much! Will update you as.soon as I here next step.xx

Really feel for you ... i hope with Mel's support you can get this resolved. It is the last thing that you need right now and in my opinion seems very very harsh .... Try and stay positive x

Thanku all for your kind words, means alotxx

If virtual hugs can make you feel a bit better I am sending you lots.