www.iva.co.uk

I have an IVA which I have been in for 5 years at the end of August, but I have to pay another year unless I can get a remortgage...highly unlikely, but after looking on this forum it appears that this is longer than standard - is there any way that I can appeal against this?

A year's extension is standard where there is equity which cannot be raised. Why do you think yours is longer?