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Posted: Fri Aug 29, 2014 10:25 pm
by Adrian.x
Do you know if i would be able to take a one months break in paying my mortgage whilst on an iva? i have only 3 months left to pay on my iva but my clutch has gone on my car today and is going to be costly to replace
Posted: Sat Aug 30, 2014 4:41 am
by luluj
I would seek advice from your IP ... A iva payment break of a month or two may be better than a mortgage break
Posted: Sat Aug 30, 2014 8:53 pm
by plasticdaft
I agree that an iva payment break is better than a break in your mortgage payment.
Good luck. Cars are great when they are running!!!
Paul
Posted: Sat Aug 30, 2014 9:06 pm
by AlfieMoon
Oh this was us back in February - it was devastating and so expensive - the clutch and slave cyclinder needed replacing - the cost of the replacement parts and fitting cost more than the car is worth. But a payment break was the only way and our IP was very understanding.
Posted: Sun Aug 31, 2014 5:39 pm
by UpToMyNeckInIt
You have my sympathy.
Just had a has dropping £1,000 bill to do the clutch on my car (the dual mass flywheel needed doing as well, and that was £350 just for the part).
So any of you with a clutch on its last legs: of your vehicle has a DMF, be prepared for a big bill.
Posted: Sun Aug 31, 2014 7:13 pm
by plasticdaft
Wifes exhaust split and its the section including the back cat. £1100 ish quoted.
£10 for bloke at another garage to weld the pipe!!!
Paul
Posted: Sun Aug 31, 2014 7:47 pm
by kazzafunk
Definitely try for an IVA break rather than a mortgage break. Cars are a nightmare for people in IVA's but IP's are considerate when things go wrong.